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Payments & Insurance Coverage

Spirit of Life Midwifery Miami FL

Midwifery care offers a significant savings to you. Our fee is competitively priced, cost- effective and accurately reflects the quality of our midwifery care. Your care at Spirit of Life Traditional Midwifery includes: 24 hour telephone access to midwife, prenatal visits, a prenatal home visit (36 weeks), labor, birth and immediate postpartum care for mom and baby, the services of the birth assistant/second midwife, complete newborn exam, postpartum visits (3-4 in your home), a six-eight week postpartum visit at office, and filing of the birth certificate. Services and products that are not included in the fee are: birth kit & birth supplies; childbirth classes; specialist or referred services; charges incurred due to transfer of care during pregnancy or birth; supplements, herbs and prescription medications. Please call us for information regarding the fee for our services. We do accept Private Insurance and Pregnancy Medicaid.

Florida Law mandates that Medicaid and Private Insurers cover the services of Licensed Midwives. To find out if you are eligible and to apply for Medicaid coverage, go to where you can apply online. If you are pregnant, we recommend that you apply immediately as it can take 30-45 days to receive approval. Pregnancy testing for your Medicaid application is available through us at no charge to you.


If you are covered by insurance, we will bill your insurance company for you. Contact Express Claims at for your insurance benefits and eligibility. You are responsible for paying your deductible and co-payment(s) according to a payment plan and to cover any incidentals that are not covered by your insurance plan. A non-refundable retainer fee is due at the first prenatal visit.

If you do not have insurance coverage and are not eligible for pregnancy Medicaid, we offer a flexible payment plan. An early payment discount is available as well. We accept cash, money order, VISA and MasterCard. Feel free to contact or call us with any questions.

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